Climate Risk and Resilience

Now out: 2025 Global Risk and Resilience Fellowship summary report

We use insurance to support the climate response

 

The Climate Risk and Resilience team sits at the very heart of Howden, as part of our concerted effort to ensure all of our clients are properly protected and prepared.

We’re a team of over 70 world-class experts, based in the UK, Europe, Asia, and North and South America.

We bring specialist advisors in climate science, insurance and the financial markets, with a blend of backgrounds including the private and public sectors, academia and humanitarian organisations.  

This depth and breadth of expertise is a strong driver of innovation, allowing us to design and deliver effective solutions. 

We help understand climate risks, build resilience and use insurance solutions to de-risk the future. 

Download our brochure (PDF).

We have a track record of delivering world-first solutions. We’ve created risk transfer products that didn’t exist before, using out-of-the-box thinking for our clients.

Accelerating the transition to net zero with risk transfer solutions

Our combined insurance, financial markets and climate expertise means we’re uniquely positioned to develop innovative risk transfer solutions.

Our insurance and capital solutions de-risk projects, lowering the cost of capital and helping projects achieve debt and equity financing, to accelerate the transition to a net zero future.

Our risk solutions focus on four key core areas:

  1. Financing the energy transition
  2. Adapting to increasingly volatile weather
  3. Securing the carbon markets
  4. Protecting food systems and biodiversity

As well as bespoke solutions for individual clients, we have developed groundbreaking, market-making climate risk insurance products.

To date, these include insurance solutions for carbon capture and storage facilities (CCS), including leakage of carbon dioxide (CO2), as well as groundbreaking products for the Voluntary Carbon Market (VCM).

Amazon rainforest

Supporting urban resilience planning

Focused on embedding insurance expertise at the heart of city resilience, the Global Risk and Resilience Fellowship (GRRF) is a joint initiative with the Sustainable Markets Initiative (SMI) and Resilient Cities Network (R-Cities). 

It brings together city leaders with a deep understanding of urban resilience challenges and those with the expertise and resources to overcome those challenges. The objective is to collaboratively develop solutions that empower cities to build a safe, equitable and sustainable future for all.

As part of the Fellowship, Howden created the first-of-its-kind top talent secondment programme, placing five insurance professionals into five cities’ leadership teams for three to six months each. Read the latest GRRF report (PDF).

Cape Town, South Africa

Read our latest reports

Key people from the team

Photo of Nick Stace

Nick Stace

Chief Global Impact Officer
Photo of Nick Stace

Nick Stace

Chief Global Impact Officer

Nick Stace OBE leads Howden's ambition to create commercially led, social and environmental change worldwide.

He brings extensive leadership experience across finance, consumer advocacy, and the nonprofit sector, having previously served as Head of Social Purpose and Sustainable Finance for Barclays UK and as Global Head of Sustainability Engagement. He has also been CEO of The Prince’s Trust and CEO of Saga Travel, and spent 15 years leading major consumer organisations in the UK and Australia, including Which? and Choice.

Nick’s public service includes board roles at the Financial Conduct Authority, the Payment Systems Regulator and the National Trust, along with founding three charities supporting young people. He has also worked in the Prime Minister’s Office, bringing government level insight to his cross sector leadership.
He currently serves as Chair of The Prison Reform Trust and The Conduit, and advises Rewired Earth and the UK Department for Business and Trade’s Strategic Advisory Group on Ukraine.

Photo of Isabelle Cadignan

Isabelle Cadignan

Chief Commercial Officer, CRR
Photo of Isabelle Cadignan

Isabelle Cadignan

Chief Commercial Officer, CRR

Since joining Howden in 2013, Isabelle has held a number of roles. Most notably, building the Howden One network, which extended the Group’s global reach to 100+ territories. In 2022 Isabelle was appointed Chief of Staff and Head of Planning for the Howden Broking Division. During that period, Isa focused on aligning and organising strategic priorities with other members of the senior leadership team.

In October 2023 Isa joined the Climate Risk & Resilience team as Chief Commercial Officer, to promote our CRR team and embed its proposition across Howden internationally.

Prior to joining Howden, Isabelle has held a number of positions at KPMG (9 years, Paris, London and NYC) and Marsh Mclennan (6 years) where she was first appointed as Financial Controller for EMEA and then C.O.O for the UK Affinity Division. Subsequently she spent 3 years at an Insurance provider start-up (Asurion Europe) as Launch Director responsible for the full implementation of business solutions including IT.

Isabelle is both a French and British national, originally from the island of Martinique in the French Caribbean.

Photo of Tony Rooke

Tony Rooke

Climate Transition
Photo of Tony Rooke

Tony Rooke

Climate Transition

Tony has over 25 years global experience in strategy advisory, risk management, disclosure and programme delivery, with over 17 years as a leader and expert in climate change, environment and sustainability issues affecting businesses and financial institutions.

He joined Howden from the Glasgow Financial Alliance for Net Zero (GFANZ) where he was Executive Director and Head of Transition Finance. He was responsible for delivering practitioner guidance on how financial institutions can achieve their Net Zero in their emissions reduction's targets. This included defining transition finance, transition planning and use of sectoral pathways and scenarios to work with counterparties on assessing and achieving their own emissions targets. He was also part of the delivery group for the UK’s gold standard on transition planning, and a reviewer of the World Energy Outlook 2022.

Prior to GFANZ, Tony was Senior Director at WTW in the Climate Resilience Hub responsible for working with clients on their transition risk and decarbonisation strategy, including the creation of the corporate accreditation of Paris accord alignment, Climate Transition Pathways.

Tony’s other experience includes 5 years as Global Technical Director at CDP (formerly known as Climate Disclosure Project), Director of Sustainability Consulting (EMEA and APAC) at Infosys, Consulting Director Sustainability and Head of Environment for Logica.

Tony is also on the Global Association of Risk Professional’s (GARP) Sustainability and Climate Risk Certification advisory committee, a fellow of the Institute of Environmental Management and Assessment (IEMA) and a fellow of the Royal Society of Arts, Commerce and Manufacture (RSA).