Howden Foundation

Howden's independent charity

Who we are

Founded in 2014, the Howden Foundation is the corporate foundation of Howden, extending the charitable work of the business and its people across the world.
 

The foundation in numbers

Over £6.5m

donated to charitable partners in the last five years

340,000 people

more resilient to the impacts of climate change

700+

employee-nominated charities supported

A woman in an arid climate

Our vision

A world where everyone is resilient to the impacts of climate change. 

Our mission

To ensure those most exposed to the impacts of climate change, especially extreme heat and drought, are equipped with the tools to prepare, adapt and recover. 

We fund people-first solutions that support communities to build long-term resilience to the impacts of climate change.

Prepare

Solutions that mitigate the risks of extreme heat and drought before they occur, including climate risk assessments, early warning systems and disaster response.

Adapt

Solutions that enable frontline communities to withstand the impacts of extreme weather events, including sustainable infrastructure and nature-based solutions.

Recover

Solutions that provide financial security and livelihood protection for communities facing the worst impacts of climate change, including insurance and other forms of pre-agreed finance.

Our funding approach

Putting people first

We prioritise solutions that centre people, and that enable those most affected by the impacts of climate change to lead on how best to respond. 

We know we don’t hold the answers – instead, we’re here to support communities to drive their own positive change, in partnership with organisations who know them and the challenges they are facing best. 

Working in partnership

Extreme weather – including extreme heat and drought – is the biggest risk the world faces over the next decade, and we believe collaboration is essential for tackling the challenges that it brings. That’s why we’re proud to be part of an ecosystem of partners who care about supporting those most impacted by the climate crisis to prepare for and adapt to its increasingly devastating impacts. 
 
It is also why we focus on building long-term, strategic partnerships that provide organisations with income security and reduce their time spent on fundraising, freeing up more of their time to focus on and shape programme delivery. We are proud to go beyond funding for our partners and, thanks to Howden, can offer additional resources, support, and technical advice wherever it is needed most.

Championing innovation

We look for solutions that can deliver benefits over the long-term, and focus on supporting communities to anticipate and prepare for extreme weather events in order to save lives, reduce losses and build long-term resilience. 

That’s why we embrace innovation and big thinking and are ready to support untested as well as more established approaches. Where we collectively find solutions that work, we share them with other funders and practitioners to maximise their impacts, because wherever we provide funding, we want to ensure as much as possible that it can contribute towards long-lasting, systemic change.  

Our partners

Ashden Climate Solutions (Ashden) is a climate change charity working to boost climate innovation in the UK and the Global South. 
 
Howden Foundation are supporting Ashden to expand their work with displaced people in refugee camps in Northern Kenya and Uganda. Through a locally-tailored call for applications, this programme will provide nine refugee-led organisations (RLOs) with direct grant funding, technical assistance and communications support, helping them to scale their work and draw funding attention from the donor, investor and climate finance communities. The programme will focus on supporting solutions which provide communities with access to reliable, affordable, clean energy technologies that enable them to adapt to a changing climate, and increase resilience to drought and extreme heat (e.g. solar irrigation, fuel efficient cooking to combat deforestation, and home cooling). 

Climate Resilience for All (CRA) is a women-led NGO dedicated to strengthening and supporting women and vulnerable communities from the impacts of extreme heat. 
 
The Howden Foundation supports CRA’s work with informal female workers in India through their ‘Women’s Climate Shock Insurance and Livelihood Initiative’ (WCSI), which provides financial support and wage protection when it becomes too hot and dangerous for women to work. 

In its first year, CRA provided close to $600,000 in extreme heat insurance and cash through the WCSI, protecting 50,000 women and their families. By giving these women with the choice of whether to risk working in dangerous temperatures, the programme resulted in increased family income and food security, as well as reduced illness, injury, and exploitation. Up to 250,000 women are expected to participate in the second year of the programme.

ClimateWorks Foundation is a catalyst for accelerating climate progress, driving bold solutions that benefit people and the planet. They have granted over $2 billion to more than 850 grantees in over 50 countries since 2008.

Howden Foundation collaborates with ClimateWorks in two core ways. First, as a founding member of the Adaptation and Resilience Fund (A&R Fund) – a pooled fund, led by ClimateWorks, which was launched in 2025 following a call-to-action on extreme heat from the UN Secretary-General. The A&R Fund is directing over $50 million in grants towards locally led, people-centered solutions that help communities build resilience and adapt to escalating climate impacts.

Howden Foundation is also a member of the Adaptation and Resilience Collaborative for Funders (ARC) – a platform convened by ClimateWorks to bring funders together to align strategies, share insights, and shape the future of the adaptation field. 

The Environmental Change Institute (ECI) is a research centre based at the University of Oxford, which is working to democratise access to climate risk data by providing decision-makers with the tools to better understand and address the needs of vulnerable communities in the Global South when planning for climate-related disasters.

The Howden Foundation is supporting ECI to build the J-ADAPT Toolkit - the world’s first fully open toolkit of its kind - which provides tailored, high-quality analytics on climate-related risks, whilst assessing the social and economic impacts of plans that aim to address them. The toolkit specifically focuses on enabling green (i.e. natural) and grey (i.e. built) infrastructure to become better adapted to a changing climate, while also helping governments and communities develop adaptation plans that are as just and inclusive as possible, in order to bring the maximum benefit to the world’s most vulnerable people. The work is being piloted in Kenya.

Humanity Insured is a new, independent charity backed by the Insurance industry with a mission to provide accessible and affordable insurance solutions for those living on the frontlines of the climate crisis.

Howden Foundation is supporting Humanity Insured’s work to provide premium subsidies for insurance solutions that address drought and extreme heat in low-income countries, with a focus on farmers, coastal communities, urban informal workers and those who have been displaced by climate shocks. All initatives Humanity Insured funds are locally-led, co-designed and tailored to the needs of the communities that they support.

The Nature Conservancy (TNC) is a global environmental nonprofit working to create a world in which people and nature can thrive. 
 
The Howden Foundation supported TNC to develop the United States’ first ever coral reef insurance policy to fund the protection and restoration of Hawai‘i’s coral reefs when extreme weather events such as tropical storms and hurricanes occur. The policy is triggered when wind speeds of 50 knots (57 mph) occur sufficiently close to the coral reefs in question. If this happens, the Hawai‘i Emergency Reef Restoration Network will utilise the payouts to rapidly repair and restore coral reefs damaged by the storm. Through protecting the structural integrity of these reefs, this policy not only reduces the impacts of storm-surges on land, but also protects a vital part of Hawai‘i’s culture, lifestyle and economy.

PELUM Zimbabwe (Participatory ecological land use management) is a Zimbabwean NGO that works with local farmers organisations to spread regenerative practices which improve nutrition security, livelihoods and environmental sustainability throughout Zimbabwe. 

The Howden Foundation is supporting PELUM Zimbabwe to deliver a learning programme focused on livestock and land regeneration in order to build the resilience of local farmers to drought. Across nine partner organisations and working in at least five districts of Zimbabwe, this programme encourages a move away from intensive livestock grazing towards rotational grazing. This leads to improved soil, grassland, cattle and human health - as well as soil water retention – which collectively builds resilience to drought. The programme also engages politicians at a local, regional and national level to promote understanding of and support for regenerative practices like these across the country. 

RedR UK is a humanitarian capacity-strengthening NGO which partners with local NGOs and community-based organisations to enable effective disaster response through learning and development.
 
The Howden Foundation is supporting RedR UK to equip humanitarian workers with the knowledge and resources to respond to climate-related challenges in drought-prone regions of Somalia and Afghanistan through tailored online training.  The trainings cover drought response, management, and resilience planning, with the aim of further developing frontline workers in areas of high climate risk. The programme aims to reduce reliance on external assistance, whilst empowering local actors to manage climate-related challenges independently. This includes equipping local actors with the skills to conduct risk assessments and take anticipatory or ‘preventative’ action, with a critical focus on gender-responsive approaches towards climate change.

Sand Dams Worldwide (SDW) is a UK-registered charity which supports some of the world’s poorest people to transform their own lives through water and soil conservation in drylands. They plan to support the construction of one million sand dams for 0.5 billion people by 2050.

The Howden Foundation is supporting SDW to construct sand dams across four seasonal riverbeds in Malawi’s drylands with their local delivery partner, Churches Action in Relief and Development (CARD). Sand dams are a nature-based rainwater harvesting solution which can store up to 40 million litres of rainwater in the sand that accumulates upstream of the dam wall. The sand dams will provide year-round access to clean water for more than 8,000 people whilst enabling women - who typically bear the brunt of water collection duties - to spend more time tending to the land, including through participating in CARD’s climate resilient agriculture training programme. The programme aims to enhance food and water security, whilst enabling the restoration of degraded land through the implementation of environmental protection techniques including tree planting, which is made possible by the presence of more reliable water supplies and the sand dams raising groundwater levels. CARD will also engage with the Malawi government to advocate for more widespread construction of sand dams across the country.

SCBF is a membership-based organisation of public and private entities dedicated to advancing responsible financial inclusion across emerging markets. They provide catalytic funding to financial service providers, impact-driven organisations, and social enterprises to test, develop and scale client-centric financial solutions for the under-served populations.

Howden Foundation is working with SCBF to develop and scale inclusive index (e.g., weather events) and parametric insurance products focused on extreme heat and drought in the Global South. Through this partnership, we will fund the development of three new insurance products that will protect an estimated 220,000 people over the next two years. These products will be tailored to the needs of low-income households, smallholder farmers and small enterprises (MSMEs) with a strong focus on women and youth particularly in the rural areas. The projects may include the development and scaling of early warning and risk management systems, as well as supporting sustainable livelihoods with tools tailored towards extreme heat and drought, including solutions for livestock management.

SEEDS (Sustainable Environment and Ecological Development Society) is an India-based NGO that partners with vulnerable communities to build their resilience to climate-related disasters and impacts. 

The Howden Foundation is supporting SEEDS’ work to improve resilience towards extreme heat amongst New Delhi’s most vulnerable communities through an innovative tool that combines AI-driven heat mapping with satellite imagery and local weather data to identify households at risk of extreme heat. Having identified 1,450 most ‘at risk’ homes, SEEDS will work to install nature-based cooling solutions to enhance thermal comfort in these buildings, whilst working with local government officials to advocate for this approach across other parts of the country. This includes training inhabitants in roof insulation techniques that can reduce internal temperatures by up to 6-8 degrees Celsius – including jute bags, bamboo mats and green cover creepers - thus reducing the risk of heat-related illnesses and fatalities.  

Seven Clean Seas is an Ocean Impact organisation that has developed solar-powered technology which supports the removal of millions of kilograms of plastic waste before it enters and pollutes the ocean.  

The Howden Foundation has supported the development of the first automatic, solar-powered High-Impact Plastic Pollution remOver (HIPPO) that aims to remove up to 1.4 million kilograms of plastic waste per year from the Chao Phraya River in Thailand. As well as installing the HIPPO which prevents plastic from entering the ocean and polluting marine ecosystems, Seven Clean Seas work with local communities to separate and treat the captured waste, turning recyclables into products (e.g. furniture) and non-recyclable plastics into building products like bricks and roof tiles.

Start Network is a network of over 100 humanitarian agencies working together to revolutionise the existing global humanitarian system, by providing early, effective support to those living on the frontlines of crisis by providing early, effective responses before and when disasters strike.

The Howden Foundation is supporting Start Network’s ‘Start Ready’ programme which works with communities at risk of climate-related disasters to co-create emergency assistance plans, and to fund the roll out of these plans once a pre-agreed crisis threshold has been met. As soon as Start Network receives a warning that a climate-related incident will occur, emergency funding is released. It also supports the Start Fund programme - a rapid response mechanism that delivers humanitarian aid within 72 hours of a crisis alert. This tailored and timely humanitarian assistance both before and during a crisis event dramatically reduces the impact of that event and limits the damage to lives and livelihoods that occurs, including through the provision cash transfers, information exchange and equipment supplies.

foundation-howden-team

People First Fund

The People First ethos has been at the heart of Howden since the company’s founding in 1994.

Alongside its climate work, the Howden Foundation’s People First Fund supports the charitable giving of Howden employees, helping them make an even greater impact in the causes they care about.
 
Throughout the year, Howden employees can request matched funding for their personal fundraising or donations, making their charitable donations go even further.

Additionally, the Howden Foundation Charity Awards provide employees worldwide with the chance to nominate a charity close to their hearts to receive a possible donation from the foundation.

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Our trustees

Photo of David Howden CBE

David Howden CBE

Chair
Photo of David Howden CBE

David Howden CBE

Chair

David started his career as a broker at Alexander Howden in 1981. He founded the Group in 1994 originally as a wholesale broker employing just three people. He has been the fundamental driving force behind its expansion into an international insurance group offering wholesale, retail and reinsurance broking and underwriting.

As Chief Executive. David's focus is on leading the Group's M&A activities as well as directing and implementing the Group's strategic growth and direction.

He is also a passionate champion of insurance as a force for good and believes it has a major role to play in helping nations respond to the challenges of climate change.

Photo of Louise Cable-Alexander

Louise Cable-Alexander

Trustee
Photo of Louise Cable-Alexander

Louise Cable-Alexander

Trustee

Louise is one of the three founding members of Howden. Starting out as a specialist broker, Louise went on to set up Howden Italy in Milan, ran Howden North Europe for a few years and is currently Chief of Staff to David Howden. She joined the board of the foundation in 2022.

Louise is a passionate advocate for the role the private sector can play in mitigating the effects of climate change on the world's most vulnerable communities.

Photo of Mark Hudson

Mark Hudson

Trustee
Photo of Mark Hudson

Mark Hudson

Trustee

Mark joined DUAL as Group Chief Financial Officer in 2016 having spent his career in insurance, specifically at Lloyd’s of London with Novae Group PLC following his qualification as a chartered accountant with Deloitte. He previously held the role of Group Finance Director for Howden and is currently a trustee of the Howden Foundation.

Mark is deeply concerned about the impact of climate change and passionate about the positive action the Howden Foundation is making in tackling its impacts.

Photo of Rebecca Scott

Rebecca Scott

Trustee
Photo of Rebecca Scott

Rebecca Scott

Trustee

Rebecca is Chief Risk Officer at Howden and joined the foundation board in 2021. Prior to joining Howden, Rebecca was CRO at a Lloyd's managing agency and a partner at chartered accountancy firm Mazars.

Rebecca says “for me, the key word is ‘share’. Too often, it’s considered meek or passive – but really it is a truly magical and powerful word. The foundation is focused on sharing both the financial and intellectual resources of Howden with those battling the effects of climate change. The work done by the organisations we support to meet the challenges the world faces is truly awe-inspiring and it’s a privilege to be able, through the foundation, to share in just a little of what they achieve.”

Photo of Lucy Dormandy

Lucy Dormandy

Trustee
Photo of Lucy Dormandy

Lucy Dormandy

Trustee

Lucy is a corporate sustainability and social impact director, with experience working in a range of large, international organisations including Wellington Management, Aviva and Hilton. She joined the board in 2022.

Lucy has over 15 years of experience developing and executing social impact and corporate sustainability strategies, incorporating international market alignment, operational environment management, strategic charitable partnerships, ESG reporting and human rights due diligence. She is a fellow of the Institute of Corporate Responsibility and Sustainability and is co-chair of its London steering group.

Photo of Heather Goodhew

Heather Goodhew

Trustee
Photo of Heather Goodhew

Heather Goodhew

Trustee

Heather has over 40 years’ experience in the specialty (re)insurance business, having held senior leadership roles in underwriting, business development and operations. She now serves on the board of DUAL, the underwriting arm of Howden, as an independent non-executive director.

Heather is also an experienced charity board trustee who is passionate about the importance of the non-profit sector and the powerful contribution it can make in addressing both local and global challenges.

She is a trustee of the Howden Foundation, as well as being an ambassador for the Insurance Industry Charitable Foundation (UK).

Photo of Anshu Mandal

Anshu Mandal

Trustee
Photo of Anshu Mandal

Anshu Mandal

Trustee

Anshu has ten years of experience in impact investing. She has supported more than 40 early to growth-stage ventures, tackling some of the toughest global developmental challenges by providing both capital and advisory. She has also built expertise in using catalytic capital to de-risk blended finance vehicles which are investing for impact. She has built her experience across two main geographies – the UK and Sub-Saharan Africa – and although sector agnostic, has had significant exposure to solutions addressing the impact of climate change through mitigation and adaptation, via the provision of technology. Through her work, she has built a strong global network of key ecosystem players, from innovators to investors.

Anshu has a huge interest in how non-profits deploy funding to effect change and address societal and environmental issues, and sits on several boards to provide guidance on overall strategy to ensure maximum impact.

She joined the board of the Howden Foundation in 2022.

Photo of Louise Creasey

Louise Creasey

Trustee
Photo of Louise Creasey

Louise Creasey

Trustee

Louise was Managing Director of Sutton Place, a single family office, where she also served as Chief Operating Officer, Head of Advisory Services, and Tax Director. Within the Global Executive Management Committee, Louise was responsible for governing the overall strategic vision of the family, focused on fiduciary obligations and multiple generations of wealth preservation, as well as providing professional services across multiple areas.

Louise now heads up a new single-family office, ERS Private Office Limited, working on behalf of bio-tech entrepreneurs across various European jurisdictions in both private and business spheres, covering all aspects of wealth management and investment advisory.

Both these roles have been combined with a passion for philanthropic work. Louise is a member of the board of various charitable organisations, advising on philanthropic strategy, good governance and key return drivers on philanthropic funding.

Louise joined the board of the Howden Foundation in 2022.

Our team

Photo of Claire Harbron

Claire Harbron

Chief Executive Officer
Photo of Claire Harbron

Claire Harbron

Chief Executive Officer

Claire joined as CEO of Howden Foundation in May 2025, bringing with her 15 years’ experience in international corporate and climate philanthropy.

Prior to joining Howden Foundation, Claire was Chief Investment Officer at the BHP Foundation, where she oversaw development and execution of the Foundation’s strategy, and led an international team to maximise the outcomes and impact of the Foundation’s grant-making, overseeing a portfolio of over $50 million per year.

Claire began her philanthropic career at one of the world’s largest global climate funders, Children’s Investment Fund Foundation, where she led programme, portfolio and grant-making work before moving into the role of the Chief of Staff to the CEO.

Claire began her career at Ernst and Young where she worked with clients in both the public and private sector in Assurance and Advisory. She has a Master of Arts in Natural Sciences from the University of Cambridge and is a Chartered Accountant with the Institute of Chartered Accountants of Scotland. Claire is also a Trustee and Chair of the Audit Committee for the UK-based charity, Integrity Action.

Photo of Clare Ballantine

Clare Ballantine

Chief Operating Officer
Photo of Clare Ballantine

Clare Ballantine

Chief Operating Officer

Clare joined Howden Foundation in 2021, and spent three years overseeing all of the Foundation’s grantmaking and activities, including launching the Foundation’s ambitious strategy to build community-based resilience towards the impacts of climate change. Clare was promoted to COO in May 2025, in recognition of the instrumental role that she has played in shaping the Foundation you see today.

Clare believes deeply in the unique role that philanthropic capital can play in fostering sustainable change, and has ten years’ experience working at the intersection of UK corporate philanthropy and international grant-making, including her tenure at international grant-making charity, the Maitri Trust. Clare possesses a deep understanding of the non-profit sector, and is highly skilled at aligning philanthropic efforts with business objectives and values, as well as being highly proficient in all aspects of international grant-making.

Photo of Hannah Torkington

Hannah Torkington

Partnerships Manager
Photo of Hannah Torkington

Hannah Torkington

Partnerships Manager

Hannah joined the Howden Foundation as Partnerships Manager in March 2024. This is her first role in corporate philanthropy, having previously led the Tudor Trust’s international grant-making programme on locally-led agroecology in sub-Saharan Africa, progressing on to co-lead the Grants Team with an annual portfolio of £20M. She has also held governance positions, including at the Joseph Rowntree Charitable Trust, where she was Vice-Chair between 2021 and 2023.

Hannah is passionate about the role that locally-led, catalytic and empowering grant-making can play. Prior to moving into philanthropy 15 years ago, she led frontline charity projects in international NGOs such as Peace Direct, Quaker Peace and Social Witness. Hannah holds an MSc in International Relations from LSE.

Photo of Meghann Sherwood

Meghann Sherwood

Senior Partnerships Officer
Photo of Meghann Sherwood

Meghann Sherwood

Senior Partnerships Officer

Meghann joined the Howden Foundation in January 2025, bringing with her over a decade of experience working at the intersection of philanthropy, non-profit management, and grassroots social justice movements. Meghann has held trustee, advisory and grant-making roles within private family offices, charitable foundations and non-profit organisations – including the Rothschild Foundation and Farming the Future.

Driven by a deep passion for climate justice and social equity, Meghann has a particular interest in philanthropy’s ability to foster change through strategic partnerships and collaborative working. She has facilitated funder collaborations and led multiple partnerships between the public, private and non-profit sectors.

Meghann is a tri-citizen of Aotearoa New Zealand, Australia and the UK.

Contact us

Please email us at [email protected] if you have any queries. Please note we source grant proposals through our networks and do not accept unsolicited applications for funding.

Find out more information on our safeguarding policy here.


The Howden Foundation is a charity registered in England and Wales (Charity Number 1156286). Registered office: One Creechurch Place, London EC3A 5AF.