Committed to making a positive impact

Our sustainability strategy focuses on three pillars

Changing the insurance narrative

Using insurance as a solution to the major challenges the world is facing; helping society build resilience against climate change and other related risks.

Being a responsible business

Striving to understand and reduce our impact on the planet and improve our environmental performance, creating an inclusive workplace where everyone feels proud to work, and having the governance in place to manage our business effectively and ethically.

Giving back

Helping others through our global volunteering and fundraising activities, to support and raise awareness of the issues our planet and communities face, and supporting our employees, charities and projects dedicated to helping all those in need.

The cover of Howden's 2023 sustainability report, a panoramic image of a canyon with two people standing atop a cliff

Howden's Sustainability Report

An essential read about our approach to sustainability: our current projects, progress and plans, and a range of case studies to bring it all to life.

Mission update: FSO Safer

One of the world’s largest environmental catastrophes has been averted. We were appointed to arrange insurance cover for a weeks-long, UN-led mission to de-risk a deteriorating floating oil storage, holding 1.14 million barrels of light crude oil, off the coast of Yemen. We spoke to over 100 underwriters and worked around the clock amid a range of environmental, geopolitical and humanitarian risks – another example of how we’re using insurance as a force for good. Read more about our work on the operation.

FSO Safer alongside a vessel to remove its oil

Selected case studies

Some recent initiatives and highlights   

HIPPO station in Thailand

Case study: Ocean impact

Howden has a longstanding collaboration with Seven Clean Seas, an organisation dedicated to generating ocean impact and addressing the plastic pollution crisis in Southeast Asia. Our partnership began in 2020, initially rooted in educational beach clean-up initiatives. Over time, our shared commitment to addressing plastic pollution evolved into a comprehensive plastic waste management effort.

Howden's support enabled the development of a meaningful river plastic collection project in Bangkok, Thailand. This collaboration extends beyond philanthropic support, emphasising a holistic approach to corporate plastic governance encompassing measurement, reduction, offsetting, and community engagement.

Watch a video on what we've accomplished, and read more about our collaboration.

Amazon rainforest

Case study: World-first voluntary carbon credit insurance product

In 2022, we worked with carbon finance business, Respira International, and Nephila Capital, a leading investment manager specialising in reinsurance risk, to develop a carbon credit invalidation insurance solution to increase confidence in the Voluntary Carbon Market.

The product protects buyers and sellers of carbon credits against invalidation due to fraud or negligence. David Howden, Group CEO: “This is a perfect example of the insurance market doing what it absolutely must do to drive climate resilience; bringing the client, insurer and broker all to the table to create brand new products that help to accelerate and de-risk the move to a more sustainable future.”

A group of Howden staff volunteering outside

Global Group Giving Month

Every May, our teams around the world get together for a focused effort on giving back to charities, communities and causes close to their heart. 
For this year's 'Global Group Giving Month', we donated blood, cleaned beaches, helped out at animal shelters, planted mangroves and distributed food. We ran, cycled, rowed, danced and walked and raised awareness of important causes.

Together, we raised over £144,000, volunteered over 4,250 hours and supported over 110 charities worldwide. 

Three trucks under water in a severe flooding

The Howden Foundation

As a company we have a fundamental belief that a great business takes care of people, communities and the world around us, now and in the future. One of the ways we do this is through our independent corporate foundation.

The Howden Foundation is a registered charity with a mission to protect people against the social and economic effects of climate change. With an approach that mirrors our own DNA, the Foundation funds entrepreneurial and innovative solutions that will save lives, reduce poverty and address underlying inequalities.