Our businesses

We are a group of ambitious, high-growth, award-winning businesses that span the insurance value chain and six continents. And our operations are full of talented people who really care about their clients.

Howden Broking logo

The largest European broker, serving clients all over the world

Howden Broking is the international challenger broker, with operations across Europe, Asia Pacific, Latin America and TMEA.

We are also employee owned at our core. This means that providing outstanding service and solutions to our clients is personal to us.

Underpinned by data, technology and analytics, we deliver retail, specialty, and reinsurance broking, and employee benefits solutions to clients from individuals to the largest companies in the world.

With our partner network of leading independent brokers, Howden One, we serve clients in more than 90 countries, giving them access to 18,000 experts.

6,500
employees
40
territories
$10bn
GWP
DUAL logo

The world’s largest international underwriting agency

Founded in Spain in 1998, today DUAL operates from offices across Europe, Asia Pacific and the US, and is driven by a vision to be the world’s best underwriting business. We have always taken a different approach to delivering excellence. The strong entrepreneurial spirit that runs through every part of our business empowers our people to develop products, services and processes that deliver consistently for our broker partners. It’s how we have become the world’s largest international MGA.

We imaginatively connect the world’s leading capacity providers, our thousands of broker partners, and their clients together by delivering expert and disciplined underwriting, leading-edge data, digital and analytics capabilities, and an innovative approach to traditional, underinsured and emerging risks.

Whatever you’re aiming for as an intermediary, an employee, a capacity provider or a business partner, we’re here to help you do more.

670+
employees
16
countries
$1bn
GWP
HX logo

Shaping the future of insurance with data, digitalisation and analytics

HX is Howden Group’s data, digital and analytics arm. Led by insurance practitioners and driven by leading technology and analytics experts, it is the data brain and digital innovation engine of the Group.

HX’s objectives are to add value for our clients by delivering the digital transformation of the Group and by harnessing the power of our data to drive insights, innovation and quality.

Our ambition is for Howden Group to be a global leader when it comes to the digitalisation of our sector.

185+
people
2019
founded
$100m
2020 digital premium