We are a group of ambitious, high-growth, award-winning businesses that span the insurance value chain and six continents. And our operations are full of talented people who really care about their clients.

The largest European broker, serving clients all over the world
Howden Broking is the international challenger broker, with operations across Europe, Asia Pacific, Latin America and TMEA.
We are also employee owned at our core. This means that providing outstanding service and solutions to our clients is personal to us.
Underpinned by data, technology and analytics, we deliver retail, specialty, and reinsurance broking, and employee benefits solutions to clients from individuals to the largest companies in the world.
With our partner network of leading independent brokers, Howden One, we serve clients in more than 100 countries, giving them access to 25,000 experts.

One of the world’s largest international underwriting agencies
Founded in Spain in 1998, today DUAL operates from offices across Europe, Asia Pacific and the US, and is driven by a vision to be the world's best underwriting business. We have always taken a different approach to delivering excellence. The strong entrepreneurial spirit that runs through every part of our business empowers our people to develop products, services and processes that deliver consistently for our broker partners. It's how we have become the world's largest international MGA.
We imaginatively connect the world's leading capacity providers, our thousands of broker partners, and their clients together by delivering expert and disciplined underwriting, leading-edge data, digital and analytics capabilities, and an innovative approach to traditional, underinsured and emerging risks.
Whatever you're aiming for as an intermediary, an employee, a capacity provider or a business partner, we're here to help you do more.