Howden Ventures

We invest in start-ups with fresh ideas and innovative technologies that serve the insurance industry.

Howden Ventures launched in October 2023 to create an investment and risk incubator that will fast-track insurance product development. 

We draw expertise and resources from specialist innovation teams across the global insurance market  – and we've got a world-first delegated underwriting authority, backed by leading Lloyd’s underwriters, that provides £500m of syndicated underwriting capacity to support the development of new insurance solutions. 

We want to bring solutions to new emerging risks in a fast-paced, interconnected world – driven by a changing climate, disruptive technology, macro-economic uncertainty, shifting demographics and geopolitical pressures.

Read more about our launch.

Innovation is all about working together and, for the first time, Howden Ventures will assemble the most innovative thinkers in the insurance ecosystem to help solve some of the world’s most critical risks.
Tom Hoad, Head of Howden Ventures

What we look for

We're seeking start-ups that meet our investment criteria:

  • Pre-seed or seed stage of funding
  • Specialty class of business
  • B2B focus
  • UK and US entities
  • Technology or data driver proposition
  • ESG
                          

What we offer

We empower the best entrepreneurs with:

  • Investment
  • Capacity
  • Distribution
  • Product design
  • Technological advisory
  • Operations and governance

Get in touch

We believe in great ideas that can help solve some of the world’s most critical risks. If you think you have one, please fill out the short form at the link below – we want to hear from you.

Our portfolio

CetoAI logo

CetoAI

In October 2023 we announced the first recipient of our first investment: CetoAI, which provides predictive analytics to the maritime industry.

Rosetta Risk Management logo

Rosetta Risk Management

Our second investment is with Rosetta Risk Management (RRM), which aggregates construction risk performance data for insurers, brokers, contractors, developers and lenders.

We support new businesses, product development and insurance innovation.

Howden Ventures is a sponsor of Startup Sherpas

Startup Sherpas is a social enterprise that provides paid work experience to young people aged 13 to 19, taking them through the full design process including idea generation, customer persona development, first-person research and prototyping. Participants are paid for their work while fostering the development of essential skills centred around the four Cs – communication, collaboration, creativity and critical thinking – outside the classroom. 

Startup Sherpas logo

Meet the team

Photo of Tom Hoad

Tom

Tom Hoad

Head of Howden Ventures
Photo of Acacia Taylor

Acacia

Acacia Taylor

Investment Associate
Photo of Tanya Pellegrini

Tanya

Tanya Pellegrini

Partnership Assistant
Photo of Charlie Coker

Charlie

Charlie Coker

Venture Scout
Photo of Georgianna Lucy

Georgianna

Georgianna Lucy

Personal Assistant

Our partners

Tokio Marine Kiln logo        Chaucer logo        Liberty Specialty Markets logo        MS Amlin logo        Atrium logo        Markel logo        Convex logo